Lending experts and wealth creation partners

Helping residents and expats buy property in Australia

How can we help you today?

Rated 5 from 9 Reviews

Home Loans

With access to hundreds of Home Loan options, we're sure to be able to find the right one for you

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Home Loans

Expat Loans

We help expats purchase property in Australia sooner with loan options tailored to you

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Expat Loans

Refinancing

Coming off a fixed rate period? On a variable rate? Chances are there are a range of better loans

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Refinancing

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Our Services

Home Loans

With access to hundreds of Home Loans, we're sure to be able to find the right one for you

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Investment Loans

We have access to hundreds of investment loan options, let us help you with your investment loan

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Refinancing

Whether you're coming off a fixed rate period or currently paying a variable rate, chances are there are a range of better loans out there

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First Home Buyers

We can help you understand what grants and discounts you're eligible for and get you into your first home

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Construction Loans

Turn your building plans into a reality with a construction loan

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Commercial Loans

Time to grow your business? Learn how a commercial loan can help fund your business growth

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Commercial Loans

Time to grow your business? We can help you grow with a commercial loan

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Expat Loans

Our expertise ensures your experience as an expat securing a loan is as smooth and efficient as possible.

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ME

Mohamed Elalfy

Adam provided me an outstanding support in financing two properties. He was immediately responsive and offered a financing solution that was perfectly tailored to my situation which adds significant value and saving me considerable time. Throughout the entire process, he demonstrated strong attention to detail and closely monitored all critical deadlines to ensure everything was delivered on time. It was an excellent experience overall, and I highly recommend his services to anyone seeking top-tier customer service and reliable execution

NG

Nick Gleeson

Adam helped me with refinancing my mortgage for a significant rate reduction. Helped to minimise the admin while I was travelling and has kept in touch on options for future financing. Great guy, experienced, smart and efficient, highly recommend

MH

Mark H

We worked with Adam recently to refinance our mortgages in Australia. Having lived abroad for over 20 years his local insights, expertise and professionalism were exceptional. Throughout the process Adam kept us well informed and worked hard to ensure we received the best possible deal from the bank. Being so far from home, his calm and patient demeanour made what is usually a stressful and often confusing/complicated process far more straightforward, cutting through a lot of the issues which we would have struggled with abroad. His connections with local buying agents and ability to provide insights across our entire financial needs was also invaluable. A highly competent and honest broker, would highly recommend to anyone.

Not sure where to start?

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About

COG Capital Group is based between Sydney and Singapore. The team has 22 years of experience in the finance industry and a wealth of knowledge and expertise to help you secure the best loan for your needs.

Whether you're an Australian resident or an expat looking to buy property, Adam and the team at COG Capital Group are dedicated to making the process as smooth and stress-free as possible.

Contact the team today to start your journey towards owning your dream property.

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Frequently Asked Questions

Can you only help with Home Loans?

We can help with Home and Investment Loans, Commercial Property Loans, Business Loans, Construction Loans and much more. If you're looking to borrow to buy something, we can probably help.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you. We save you time and effort, provide better access to lenders and negotiate better interest rates and fees on your behalf. Our service generally comes at no cost to you as we are typically paid by the lender upon the settlement of the loan.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you help Australian Permanent Resident living overseas and Foreign Buyers?

If you are an Australian Permanent Resident living overseas, and subject to your visa class, you can apply for a home loan in Australia. Lenders often have specific loan products tailored to meet the needs of overseas PRs.

If you’re a foreign buyer, attaining finance can be more challenging. Lenders may be more hesitant to lend and require stricter eligibility criteria however we partner with a number of lenders that can assist you. We will work with you to guide you through the required documentation, the process of attaining finance and approval to purchase property in Australia all the way through to the actual property settlement.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

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